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Property Investment Case Study: Finland (TPI-FI-001)

Introduction:

Around 60% of Finns own their homes. They prefer detached one or two family houses and two room flats are popular as well. Besides their home, many Finns own a small cottage in the country or by a lake (and have a second sauna there). The average home price is 121,095 euros for a single detached home (188,370 euros in the capital Helsinki). Agents handle approximately two thirds of the real estate transactions.

Location:

Situated between Russia and Sweden, Finland has traditionally had an important wood processing industry, but nowadays its high-technology achievements are recognized worldwide. Finns, speak one of the country´s two official languages: Finnish or Swedish. A land of thousands of lakes and huge pine and spruce forests, Finland boasts one of the cleanest environments in the world. Finns are used to space and being close to the nature: there are only 15 persons per square mile. Lapland offers a somewhat different landscape, with its treeless mountains, reindeers and other curiosities like the midnight sun in June and the "ruska" — northern forests glowing with autumn tints. Finns are great lovers of sauna, which is not such a wonder when one considers the pitch-dark polar nights during the whole period of the cold winter. There are over 2 million saunas in a country of slightly over 5 million inhabitants.

Economy:

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Property Market:

Around 60% of Finns own their homes. They prefer detached one or two family houses and two room flats are popular as well. Besides their home, many Finns own a small cottage in the country or by a lake (and have a second sauna there). The average home price is 121,095 euros for a single detached home (188,370 euros in the capital Helsinki). Agents handle approximately two thirds of the real estate transactions.

Examples:

Attractions:

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Transport Infrastructure:

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Local Mortgage:

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Inflation:

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Economic Growth:

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Sunshine Days:

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Annual Rainfall:

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Temperatures:

Winter: No data available

Summer: No data available

Property Price Inflation:

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Local Currency:

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Cost of Living Index:

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Income Tax:

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Property Tax:

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Capital Gains Tax:

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Buying and Selling Costs:

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Rental Yields:

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Report Compiled By:

To download this case study in a handy pdf format use the link below:

Download Case Study TPI-FI-001

Report ref: TPI-FI-001
Date created: 12-01-2006