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Property Investment Case Study: Cyprus (TPI-CY-001)

Introduction:

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Location:

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Economy:

The Republic of Cyprus has a market economy dominated by the service sector, which accounts for 76% of GDP. Tourism and financial services are the most important sectors; erratic growth rates over the past decade reflect the economy's reliance on tourism, which often fluctuates with political instability in the region and economic conditions in Western Europe. Nevertheless, the economy grew a healthy 3.7% per year in 2004 and 2005, well above the EU average. Cyprus joined the European Exchange Rate Mechanism (ERM2) in May 2005. The government has initiated an aggressive austerity program, which has cut the budget deficit to below 3% but continued fiscal discipline is necessary if Cyprus is to meet its goal of adopting the euro on 1 January 2008. As in the area administered by Turkish Cypriots, water shortages are a perennial problem; a few desalination plants are now on line. After 10 years of drought, the country received substantial rainfall from 2001-03 alleviating immediate concerns. The Turkish Cypriot economy has roughly one-third of the per capita GDP of the south, and economic growth tends to be volatile, given north Cyprus's relative isolation, bloated public sector, reliance on the Turkish lira, and small market size. The Turkish Cypriot economy grew 15.4% in 2004, fueled by growth in the construction and education sectors, as well as increased employment of Turkish Cypriots in the Republic of Cyprus. The Turkish Cypriots are heavily dependent on transfers from the Turkish Government. Under the 2003-06 economic protocol, Ankara plans to provide around $550 million to the "TRNC." Agriculture and services, together, employ more than half of the work force.

Property Market:

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Examples:

Attractions:

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Transport Infrastructure:

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Local Mortgage:

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Inflation:

2.6%

Economic Growth:

3.8%

Sunshine Days:

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Annual Rainfall:

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Temperatures:

Winter: No data available

Summer: No data available

Property Price Inflation:

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Local Currency:

Cypriot pounds

Cost of Living Index:

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Income Tax:

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Property Tax:

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Capital Gains Tax:

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Buying and Selling Costs:

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Rental Yields:

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Report Compiled By:

To download this case study in a handy pdf format use the link below:

Download Case Study TPI-CY-001

Report ref: TPI-CY-001
Date created: 05-03-2006